Welcome to the Paragon resources hub

Here you’ll find a collection of useful materials on the techniques and considerations when it comes to developing, implementing, using and managing credit risk models, as well as the latest Paragon opinion and industry developments.

Regtech, Model Management Mark Thompson Regtech, Model Management Mark Thompson

The EU AI Act: Implications for Lenders and Credit Scoring Models

The EU Act for AI, also known as the AI Act, is a comprehensive regulatory framework proposed by the European Union to ensure the safe and ethical use of artificial intelligence (AI). Credit scoring models are likely to be classified as high-risk due to their significant impact on individuals’ access to financial services and economic opportunities. This classification brings about several regulatory requirements within the Act. These high-risk AI systems must meet specific criteria and adhere to strict regulatory standards.

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Paragon: the credit expert’s choice

“We get value from Modeller due to its efficiency, time saving and auditing features.”

CARLIEN KRUGER, SENIOR MODELLER, WESTPAC

Find out why credit risk analytics experts choose Paragon software.

Our software

Whether you’re building and deploying models, automating decisions or managing model risk and governance, Paragon’s software comes with our no compromise, valued engineering built in.