Welcome to the Paragon resources hub

Here you’ll find a collection of useful materials on the techniques and considerations when it comes to developing, implementing, using and managing credit risk models, as well as the latest Paragon opinion and industry developments.

News Mark Thompson News Mark Thompson

What’s happening at the Edinburgh Credit Scoring Conference later this year?

The 18th Credit Scoring and Control Conference will be held in Edinburgh, Scotland from August 30 to September 1, 2023. The biannual conference is organized by the Credit Research Centre at the University of Edinburgh and is the world's premier conference for credit scoring and credit risk related topics. Paragon is once again sponsoring the Gala dinner, at which the Paragon Best Paper Award will be presented.

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Regtech, Model Management Mark Thompson Regtech, Model Management Mark Thompson

Using technology to help meet model risk management requirements

Technology has a key role to play in advancing the model risk management frameworks and capabilities within Banks and Building Societies, and help meet SS1/23 regulations. As firms are using more and more models to automate insights, actions and decisions there is a need to efficiently and effectively manage those models, which is now being demanded by the PRA. This is paramount given the limited resources available with the required skills and expertise in this specialised and sort after area. The increase in regulatory expectations in combination with the explosion in the number of models being developed and used is having a multiplicative effect on model risk management workloads.

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News, Regtech Mark Thompson News, Regtech Mark Thompson

Introducing Focus for model risk management

Our Focus solution enables strong Model Risk Management. Take a look at our new animated video to see how Focus minimises model related issues and enables the implementation and use of sound, robust and value-add analytic models across your organisation. Find and play the video here

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Decisioning Mark Thompson Decisioning Mark Thompson

The UK is in a Cost of Living Crisis - how Open Banking can help

Open Banking data is a powerful lens into a customer's financial health. By using this very granular income and expenditure data, organisations can better highlight choices and options the customer may not be aware of. Lenders that automate the use of this data will be at a distinct advantage, benefitting both them and their customers.

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News Jalal Khoylou News Jalal Khoylou

The Paragon Award 2021

The Paragon Award has been given to the best paper at the University of Edinburgh Credit Research Centre’s Credit Scoring and Credit Control Conference since 2001. Find out who won in 2021 and why.

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Paragon: the credit expert’s choice

“We get value from Modeller due to its efficiency, time saving and auditing features.”

CARLIEN KRUGER, SENIOR MODELLER, WESTPAC

Find out why credit risk analytics experts choose Paragon software.

Our software

Whether you’re building and deploying models, automating decisions or managing model risk and governance, Paragon’s software comes with our no compromise, valued engineering built in.